Specialty Insurance

Fire Districts, Municipalities and more specific coverages


Public Entities

Fire Districts

Ambulance Districts

Water & Sewer Districts



Billups Snyder & Associates is proud to represent the leading insurer of Fire and Emergency Service Providers, VFIS.

In 1969, VFIS pioneered specialized insurance coverages designed to meet the unique needs of America’s emergency service volunteers. Neglected and misunderstood by many insurance companies, the emergency service industry was in need of an innovative approach to insurance products and services. VFIS accepted the challenge and today insures more than 15,000 emergency service clients in 49 states and Canada.

Over 40 Years, VFIS has forged a partnership with fire and emergency medical service leaders which allows for the continuing development of policy and program enhancements. VFIS is committed to protecting the resources of emergency service organizations and promoting the health and interests of their members. Wherever and whenever the welfare of our clients is at stake, VFIS is there to lead or support their efforts with a level of dedication no imitator can duplicate.

Today, the VFIS program of insurance for emergency service organizations places property and casualty coverages with American Alternative Insurance Corporation and accident and sickness coverages with National Union Fire Insurance Company of Pittsburgh, PA. References in this brochure to the “VFIS program” of insurance, or its policies, coverage, companies, or protections refer to insurance coverages underwritten by those insurance companies.

Home and Condo Owner’s Associations

Common Property coverage

General Liability

Directors and Officers coverage

Sports & Recreation Programs

Options for Amateur Teams and Leagues

General Liability

Accident Coverage for participants

Equipment Coverage

Builder’s Risk Program  

Monthly Reporting Form or Single Structure

Commercial or Residential

New or Remodel

Can also include Model Home Contents and Trade-Ins



Performance & Maintenance

Auto Dealer

Sales Tax

License and Permit